6 min read

Subscription Sharing Guide 2026 — What's Allowed and How To Do It

What you can legally share, with how many people, and at what cost. The complete guide to subscription sharing for streaming, software and cloud services in 2026.

By Sophie Hartmann·Updated: January 2026

After Netflix's crackdown on password sharing in 2023, the rules around subscription sharing changed significantly. This guide covers the current state of subscription sharing in 2026 — what's allowed, what's not and how to do it compliantly.

Streaming Services: The 2026 Status

Netflix: Strictly household-only since 2023. Extra member add-ons available (€3.99/month per person). Sharing outside household violates ToS. Spotify: Family plan (up to 6, must share an address). Disney+: No password sharing policy — household focused. YouTube Premium Family: Up to 6, no address requirement.

Software and Cloud Services

Microsoft 365 Family: Up to 6 people, no address requirement — the best shared software plan available. Apple One Family: Up to 6, requires Family Sharing setup. Google One: Shareable storage pool with family members. Dropbox Family: Up to 6 people sharing 2TB storage.

How to Set Up Family Sharing

Apple Family Sharing: iPhone Settings → your name → Family Sharing → Add Member. Google Family Group: families.google.com. Amazon Prime Household: amazon.com/myaccount/household. Spotify Family: spotify.com/family — requires same billing address.

When Sharing Doesn't Make Sense

Some services don't offer family plans and don't allow sharing: most VPN services (per-device limits), most antivirus (per-device or per-user licensing), password managers (1Password Families is an exception — recommended). For individual-licence software, sharing typically violates the ToS.

Frequently Asked Questions

Can I still share my Netflix password in 2026?

Only within your household. Netflix has enforced household restrictions since 2023. Sharing with people outside your home address violates their terms of service. Extra members can be added for €3.99/month.

What is the best family subscription plan for 2026?

Microsoft 365 Family (up to 6 people, Office apps + 1TB OneDrive each, ~€10/month) offers the best value of any shared subscription plan available in 2026.

Ready to track all your subscriptions?

Join thousands of Europeans who use SubTracker.io to stay on top of their recurring payments.

Start Free — SubTracker.io →

Related guides