Comparison · Updated 2026

SubTracker.io vs Spreadsheet — Is a Paid App Worth It? (2026)

Should you use a subscription tracker app or a free spreadsheet? Honest comparison of SubTracker.io vs DIY Google Sheets for managing subscriptions in 2026.

By Leutrim Miftaraj·January 2026
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Higher score: SubTracker.io (9.1/10)

Computed from our published criteria, not chosen by us.

The spreadsheet is free. SubTracker.io costs $5.90/month. Is it worth it? For a one-time audit, a spreadsheet works. For ongoing management — especially with renewal reminders — a dedicated app wins every time.

Side-by-Side Comparison (2026)

Feature
subtracker
spreadsheet
Cost
$5.90/month
Free
Renewal reminders
Yes — email & in-app
No
Mobile experience
Native mobile app
Google Sheets mobile
Setup time
10 minutes
1–2 hours to build
Annual cost view
Automatic
Manual formula
Cancellation guides
Integrated
No
Currency handling
Automatic multi-currency
Manual formula
Maintenance
Automatic
Manual ongoing
Privacy
Full
Full (Google account)

On our published model SubTracker.io scores 9.1/10 (#3 overall), ahead of Spreadsheet tracker (Sheets/Excel). We operate SubTracker, so check the criteria below rather than taking that on trust.

Our Verdict

For a one-time subscription audit, use our free template. For ongoing management, SubTracker.io is worth $5.90/month — the renewal reminders alone save most users far more than that in missed cancellations.

Frequently Asked Questions

Is a spreadsheet good enough for tracking subscriptions?

For a one-time audit, yes. For ongoing management, the lack of renewal reminders means you'll miss charges. A dedicated app is significantly more effective.

How much does SubTracker.io cost per year?

SubTracker.io Plus costs $49/year (€2.50/month on annual billing) or $5.90/month on monthly billing.

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