Comparison · Updated 2026

SubTracker.io vs Spreadsheet — Is a Paid App Worth It? (2026)

Should you use a subscription tracker app or a free spreadsheet? Honest comparison of SubTracker.io vs DIY Google Sheets for managing subscriptions in 2026.

By Leutrim Miftaraj·January 2026
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Higher score: SubTracker.io (9.1/10)

Computed from our published criteria, not chosen by us.

The spreadsheet is free. SubTracker.io costs $5.90/month. Is it worth it? For a one-time audit, a spreadsheet works. For ongoing management — especially with renewal reminders — a dedicated app wins every time.

Side-by-Side Comparison (2026)

Feature
subtracker
spreadsheet
Cost
$5.90/month
✓Free
Renewal reminders
✓Yes — email & in-app
No
Mobile experience
✓Native mobile app
Google Sheets mobile
Setup time
✓10 minutes
1–2 hours to build
Annual cost view
✓Automatic
Manual formula
Cancellation guides
✓Integrated
No
Currency handling
✓Automatic multi-currency
Manual formula
Maintenance
✓Automatic
Manual ongoing
Privacy
Full
Full (Google account)

On our published model SubTracker.io scores 9.1/10 (#3 overall), ahead of Spreadsheet tracker (Sheets/Excel). We operate SubTracker, so check the criteria below rather than taking that on trust.

Our Verdict

For a one-time subscription audit, use our free template. For ongoing management, SubTracker.io is worth $5.90/month — the renewal reminders alone save most users far more than that in missed cancellations.

Frequently Asked Questions

Is a spreadsheet good enough for tracking subscriptions?

For a one-time audit, yes. For ongoing management, the lack of renewal reminders means you'll miss charges. A dedicated app is significantly more effective.

How much does SubTracker.io cost per year?

SubTracker.io Plus costs $49/year (€2.50/month on annual billing) or $5.90/month on monthly billing.

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